MCA Financing

Merchant Cash Advance (MCA) Financing from Eastern Capital Credit provides a quick and flexible way to access working capital—without the constraints of traditional bank loans. Designed for businesses with consistent revenue streams, MCA financing offers funding based on your projected future credit card or debit card sales, giving you fast access to cash exactly when you need it.

A Smarter Way to Keep Business Moving

With MCA financing, you can focus on growing your business instead of waiting for bank approvals or dealing with restrictive loan terms. Repayments are automatically drawn from a percentage of your daily sales, making it a seamless solution that adjusts with your revenue. Whether you’re expanding operations, purchasing inventory, or managing seasonal dips, our MCA program delivers quick, responsive funding.

Fast Funding Based on Future Sales

Merchant Cash Advance (MCA) financing is ideal for businesses that experience steady credit or debit card sales and need access to working capital without lengthy application processes. Unlike traditional loans, MCA funding isn’t based on credit scores or fixed monthly payments—instead, repayments are made through a flexible percentage of daily or weekly sales, which allows your payments to adjust based on how your business performs.

At Eastern Capital Credit, our MCA solutions are designed for speed, simplicity, and convenience. We understand that timing is everything when it comes to capital, which is why our approval process is streamlined and decisions are delivered quickly—often within 24 to 48 hours. Funds can be deposited directly into your account, giving you the ability to act fast when opportunities or challenges arise.

Key Benefits of MCA Financing:

  • Fast Access to Capital – Approvals within 1–2 business days

  • No Collateral Required – Based on revenue, not assets

  • Flexible Repayment – Adjusts automatically with sales volume

  • Simple Application Process – Minimal paperwork and quick turnaround

  • Use Funds However You Need – Inventory, payroll, marketing, or emergencies

Our MCA financing is especially valuable for retail stores, restaurants, e-commerce businesses, and service-based industries with regular transaction volume. Whether you’re launching a new product, covering unexpected expenses, or simply maintaining smooth cash flow, Eastern Capital Credit provides the support and flexibility you need to keep your business running strong.

With a commitment to transparency and customer-first service, we help you navigate financing with clarity and confidence. MCA financing through Eastern Capital Credit is not just a transaction—it’s a strategic partnership focused on helping your business thrive today and prepare for tomorrow.